Q: I thought my judgment was an order for the debtor to pay? Isn't the debtor breaking the law by not paying me?

A: Unfortunately, it is not against the law to owe money.  We do not have debtor's prison anymore, if your debtor were in jail, it would be more difficult for us to collect.  We want the debtor working, making money, saving money, and making purchases so that we can  take them all to help pay your judgment.

Q: Are you a collection agency?

A: We are not a collection agency.  Collection agencies process debts in bulk.  They send out thousands of letters and call debtors to try to get them to pay.

We are different. We actually "take assignment" on your judgment.  Then we have the authority to conduct thorough asset investigations, including surveillance, bank locates and more, and even bring your debtor back into court.  Our cases are treated individually and expertly and we are not afraid to invest the money needed for enforcement.   

Q: Can I use an attorney?

A: Yes you can. However, an attorney will probably charge an hourly fee plus expenses with no guarantee they will collect even a single penny on the judgment.  Also, while many attorneys are skilled at getting judgments in court, many are not familiar with effective post-judgment strategies. 

Q: But how much will it cost me, really?

A: It costs you absolutely nothing.  We advance all costs.  If there are additional court expenses, we may be able to petition the court to add these to the judgment.  We work with attorneys at no cost to you. In short: We spend the time and the money.  If we don't collect, it still costs you nothing.  In fact the only way we make anything is if we collect from the debtor.

Q. Can you guarantee that you'll collect the money judgment?

A: There are no guarantees, except that we will make our strongest effort.  We use every strategy to collect, including pursuing assets of spouses and even a former spouse, and when appropriate, add additional debtors to your judgment.  If your debtor files for Bankruptcy, not all is lost. When appropriate, we will fight the debtor's bankruptcy in order to get the judgment non-discharged.

A: Call us and we will conduct a confidential no-cost assessment of your judgment.  This usually can be completed immediately over the phone.  If more time is required we will call you back with the results and to discuss our strategies.